TSP Millionaire Count Up 30,000 on Year to 224,000
The number of federal employees with at least $1 million in their Thrift Savings Plan accounts reached 224,000 as of mid-2026. This represents a significant increase of 30,000 individuals over the past six months, reflecting a broader trend of growth within these retirement accounts.
Market performance played a major role in these gains. The small company stock S fund saw an 18.4 percent return for the first half of the year, while the international stock I fund grew by 16.5 percent. The large company stock C fund also contributed to these results with a 10.2 percent gain. These strong returns helped boost account balances despite a net outflow of $13.7 billion in the same period due to ongoing loan activity and withdrawals.
Average account balances currently stand at approximately $234,000 for FERS participants and $257,000 for CSRS participants. Both groups saw an average year-to-date increase of roughly $17,000. While the number of millionaires continues to rise, the data also shows growth in account holders with balances between $500,000 and $1 million, signaling long-term accumulation across different tiers.
Financial reports indicate that the largest individual account balance reached $10.26 million. These figures illustrate the ongoing impact of stock market performance on retirement savings for the federal workforce, even when individual contribution levels vary.